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Hot Properties

Price: €139,995

Spain
Costa Blanca Alicante El Galan
3 Bedroom Villa


Price: €139,500

Spain
Fuengirola Malaga Andalusia
3 Bedroom Apartment

Price: €185,900

Spain
Costa Blanca Alicante Ciudad Quesada
3 Bedroom Villa

How much can I borrow

Mortgages are in Euros and secured on your Spanish property.  Spanish mortgages are full status with proof of income and outgoings mandatory. There are no Self Certification Spanish mortgages

The maximum loan to value available is 70% of the value of the property or the of the purchase price which ever the lower.

With some Spanish bank repossession we can obtain 100% Spanish mortgages

Spanish lenders assess affordability based on 30% of your monthly net income. In some cases Mortgage Solutions Spain can obtain up to 40%. The result of borrowing on a lower percentage of income has a bearing on the interest rate, product offered and amount that can be borrowed. The interest only mortgage option would allow a borrower to raise more than a repayment type as the monthly payments are less.