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Hot Properties

Price: €182,000

Costa Blanca Alicante Orihuela Costa
6 Bedroom Villa

New Listing

Price: £83,171

Aydin Didim Altinkum
3 Bedroom Duplex

New Home

Price: From €60,000

Avsallar Antalya Alanya
2 Bedroom Apartment

How much can I borrow

Mortgages are in Euros and secured on your Spanish property.  Spanish mortgages are full status with proof of income and outgoings mandatory. There are no Self Certification Spanish mortgages

The maximum loan to value available is 70% of the value of the property or the of the purchase price which ever the lower.

With some Spanish bank repossession we can obtain 100% Spanish mortgages

Spanish lenders assess affordability based on 30% of your monthly net income. In some cases Mortgage Solutions Spain can obtain up to 40%. The result of borrowing on a lower percentage of income has a bearing on the interest rate, product offered and amount that can be borrowed. The interest only mortgage option would allow a borrower to raise more than a repayment type as the monthly payments are less.